Specifications for the report:
*16-20 pages (Note: title page, references and bibliography do not count towards your page count.)

*Double-spaced, 12 point font, 1 inch margins between the paper edge and the main text blocks.

*Page numbers should appear on every page.

The report should consist of several sections:
*An introduction, in which your group frame the problem/topic that you have considered.

*An extensive literature review in which the previous work that has been done in this area is presented.

*A discussion, in which the work that has been done is evaluated and present a novel analysis of the problem by your group.

*The topic must relate to legal, privacy, and/or security of Electronic Commerce.

*An analysis of what future work might be useful in this area, and specific

*recommendations for how that work could be accomplished.
A conclusion.

The topic is (Payment Models) What are the leading payment models for electronic commerce (in B2B, B2C, and/or C2C)? What are some alternative payment models, and what makes them distinctive? Discuss the evolution of payment models and how maturity impacts usage and consumer confidence