As a matter of fact it is observed that the philosophy of anti-cyberspace risk insurance is very weak in Saudi Arabia, which makes it behind other countries in this area. In order to improve this area of law, several questions must be justified and clarified. Why we need to cover cybercrimes? In other words, what outcomes would emerge as a result of not covering cybercrimes damages? What cybercrimes to be insured? Why insurance companies are avoiding this kind of coverage? What obstacles are KSA facing that prevents it from providing this type of insurance policy despite the increase in demands? Why business bodies in KSA do not buy such type of insurance although the massive need of this precaution? What strategies should be applied to develop this area? How the government can assist to improve both insurance system and cyberspace safety?

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