1. Answer the following:
2. What is a package policy?
3. Explain the advantages of a commercial package policy to a business firm as compared to the purchase of separate policies.

 

2. Identify the causes of loss that are covered under the following forms:
3. Causes-of-loss basic form:
4. Causes-of-loss broad form:
5. Causes-of-loss special form:

 

3. Briefly describe the following commercial property insurance coverages:
4. Builders risk insurance:
5. Condominium insurance:
6. Equipment breakdown insurance:
7. Difference in conditions (DIC) insurance:

 

4. Explain the following ocean marine insurance coverages:
5. Hull insurance:
6. Cargo insurance:
7. Protection and indemnity (P&I) insurance:
8. Freight insurance:

 

5. Provide an example of a claim in each of the following:
6. Products liability:
7. Completed operations liability.

 

6. Distinguish between the meaning of “contractual liability” and “contingent liability.”

 

7. Explain the difference between an occurrence policy and a claims-made policy.

 

8. A workers compensation policy contains several coverages. Briefly explain each of the following coverages:
9. Part One: Workers Compensation Insurance:
10. Part Two: Employers Liability Insurance:
11. Part Three: Other-States Insurance:

 

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