Employee sponsored health care insurance has existed for over 125 years. In the late 1800s, companies began offering their employees health insurance in occupational fields such as the railroad
and mining industries. To reduce the company’s cost of providing this service, wage deduction from the employees would occur.
1. How important is obtaining health care insurance from your employer?
2. Do you have access to health care insurance from your current employer? If so, if your care an HMO, PPO, POS, or other? ( I have access to health insurance through my current employer but I
would have to pay out of pocket. However, I am retired so I do have health insurance through that is paid for as part of my pension and it is PPO).
3. From the perspective of an HRM, discuss how providing employee sponsored health care can benefit in both the recruitment and retention of employees.